Most VSCs and MBI guidelines offer a car rental benefit to pay the cost of a rental car while your normal car is in operation. Read your repair agreement to see what car rental services are available to you, if any. It`s always frustrating to be without your car while waiting for car repairs to be authorized or completed. Sometimes debtors or their rights managers take several days to inspect a car to see if a repair is covered by a remediation agreement. If there is no reasonable explanation for the delay, you may be tempted to have your vehicle repaired without prior authorization. If you do, the debtor or claims administrator may try to deny your claim. Consumers who experience undue delays by a VSCP or administrator should contact the backup insurance company mentioned in the VSC. If the problem is still not resolved, contact the CDI for further support. Do the same if you are late in a claim filed under an MBI Directive.
For more information, see the “Tell us” section in this manual. Look at consumer reports or other vehicle ratings that indicate what you can expect from your car`s performance over time. Normally, data is available that can help you understand the problems you might expect in the future. Some automakers may also have more reliable mechanical operation than others. These are factors that come into play when trying to determine whether it is worth spending the money on an advanced warranty or mechanical breakdown insurance. Mechanical breakdown insurance is sold through different sources: vehicle protection plans may also contain additional benefits that mechanical breakdown insurance may not offer. For example, some may offer extended car warranties: to make the best decision about which coverage you are going to buy, remember that “wear damage” can be excluded. Find out what is considered wear and tear and what is considered a breakdown. This provision may make a difference between the product or the insurance you are enrolling. Before performing your own maintenance, check your repair agreement to see if you can do it…
